Stripe Fees in Canada: Online, In-Person, Interac and Extra Costs
A current guide to Stripe Canada pricing for online cards, Terminal, Interac, international cards, disputes and other costs merchants should model.
Stripe currently lists 2.9% + $0.30 for domestic online cards, 2.7% + $0.05 for most in-person cards through Terminal and $0.15 for in-person Interac. International cards, currency conversion, disputes and optional products can add cost.
Standard online card pricing
Stripe lists 2.9% + CA$0.30 for domestic online card payments, with added charges in some manual, international and currency-conversion scenarios.
- Domestic online card: 2.9% + $0.30
- Manually entered: additional 0.5%
- International card: additional 0.8%
- Currency conversion: additional 2% when required
Stripe Terminal and Interac
For in-person payments, Stripe currently lists 2.7% + $0.05 for most cards and $0.15 per Interac debit transaction. Hardware and optional services are priced separately.
Disputes and platform products
Stripe lists dispute fees and separate pricing for many products. A merchant using Billing, Connect, Tax, fraud tools or instant payouts should model those services instead of treating Payments pricing as the entire bill.
Who Stripe tends to suit
Stripe is built for programmable online and platform payments and also supports in-person hardware. Fit depends on the merchant’s checkout, technical resources and operating needs—not only price.
Put the comparison into practice
Compare Canadian payment processors, then calculate your effective processing rate using one complete statement period.
Frequently asked questions
What does Stripe charge in Canada?+
Stripe currently lists 2.9% + $0.30 for domestic online cards, 2.7% + $0.05 for most in-person cards and $0.15 for in-person Interac, with added fees in some scenarios.
Does Stripe charge a monthly fee?+
Standard Payments is described as pay as you go, but other products, hardware, disputes and optional services can have separate charges.
Check current rates and terms with the provider. KYMPAY also sells merchant services; read our editorial approach.