Know what you’re paying.
Know what you’re signing.
Useful Canadian answers—not a glossary, not a sales pitch. Every guide is built to help a merchant ask better questions before choosing a processor or terminal.
Processing fees and statements
Understand credit, Interac, effective rates and the charges on a real merchant statement.
Credit Card Processing Fees in Canada: What Merchants Actually Pay
A plain-English 2026 guide to interchange, network assessments, processor markup, monthly charges and the effective rate Canadian merchants should compare.
Read the guideInterac Debit Fees for Canadian Businesses: The Practical Guide
Understand Interac Debit merchant fees, contract pricing, contactless transactions and why debit should not be compared with credit using only a percentage rate.
Read the guideHow to Read a Merchant Processing Statement in Canada
Find processing volume, total fees, effective rate, Interac charges, card-brand costs and hidden recurring items on a Canadian merchant statement.
Read the guideInterchange Plus vs Flat Rate in Canada: How to Compare Processing
Compare interchange-plus and flat-rate payment processing with the same Canadian card sales, transaction count and recurring costs.
Read the guidePayment Processing Monthly Fees in Canada: What to Check
Understand possible account, POS software, gateway and equipment charges when comparing Canadian merchant-services monthly fees.
Read the guideCard Payment Deposit Delays in Canada: What Merchants Should Check
Trace a missing merchant deposit through payment status, settlement reports, cutoffs, banking days and the processor's support process.
Read the guideRefund vs Void for Card Payments: A Canadian Merchant Guide
Understand cancellation before completion versus refunding a completed card payment, plus status, receipts and reconciliation checks.
Read the guideCompare payment processors
Compare Canadian providers by pricing structure, services and the agreement you would actually sign.
Clover vs. Moneris in Canada: Which Fits Your Business?
Compare Clover and Moneris for Canadian retail, restaurant and service businesses across hardware, software, support, contracts and total processing cost.
Read the guideMoneris Fees in Canada: Flat Rate, Interchange Plus and Cost Checks
A current guide to Moneris processing fees in Canada, including card-present, card-not-present and Interac pricing plus the extra costs to verify.
Read the guideSquare Fees in Canada: Credit, Debit, Online and Manual Payments
Square Canada fees explained with current in-person credit, Interac debit, online and manually entered rates—and the costs a merchant should model.
Read the guideStripe Fees in Canada: Online, In-Person, Interac and Extra Costs
A current guide to Stripe Canada pricing for online cards, Terminal, Interac, international cards, disputes and other costs merchants should model.
Read the guideSquare vs Clover in Canada: Fees, Hardware and Contract Questions
A practical Square-versus-Clover comparison for Canadian merchants covering pricing, hardware, software, portability and support.
Read the guideHelcim Fees in Canada: Interchange Plus, Volume Tiers and Hardware
Understand Helcim's Canadian interchange-plus model, volume tiers, card mix, Interac and device costs before comparing a merchant-services quote.
Read the guideElavon Fees in Canada: Merchant Accounts, Terminals and Quote Checks
Compare an Elavon Canada proposal by processing charges, sales channel, gateway, terminal agreement and support responsibilities.
Read the guideGlobal Payments Fees in Canada: Channels, Integrations and Total Cost
Review Global Payments Canada pricing by in-store, online and integrated channels, with a checklist for software, equipment and settlement terms.
Read the guideChase Payment Solutions in Canada: Fees, Devices and Merchant Services
Evaluate Chase Payment Solutions or an older Chase Merchant Services account in Canada using your quote, devices, sales channels and support needs.
Read the guideTD Merchant Solutions in Canada: Clover, Processing and Quote Checklist
Compare TD Merchant Solutions and TD Clover offers in Canada by bank account, processing agreement, POS software, hardware and total monthly cost.
Read the guidePayPal Business Fees in Canada: Checkout, Currencies and Total Cost
Understand which Canadian PayPal commercial fee category applies, then compare checkout, fixed charges, cross-border payments and currency conversion.
Read the guideShopify Payments Fees in Canada: Plans, POS and Third-Party Charges
Compare Canadian Shopify Payments and POS costs across store plans, locations, POS Pro, hardware and third-party payment-provider fees.
Read the guideClearly Payments Fees in Canada: Cost Plus and Merchant-Account Checks
Review Clearly Payments' cost-plus pricing and compare a Canadian merchant-account proposal by markup, card costs, recurring services and hardware.
Read the guideLightspeed Payments in Canada: POS Fees and Integration Questions
Compare Lightspeed Payments in Canada by POS product, software subscription, Canadian transaction terms, integrations and switching requirements.
Read the guideAdyen Fees in Canada: Payment Methods, Integration and Cost Checks
Evaluate Adyen for a Canadian business using payment-method pricing, merchant disclosures, integration work and reporting requirements.
Read the guideNuvei Payments in Canada: Acquiring, Methods and Merchant Questions
Compare a Nuvei Canada payment proposal by acquiring arrangement, card and bank-payment methods, integration, reporting and contract costs.
Read the guideClover and payment terminals
Choose hardware around checkout, portability, software and the full cost of ownership.
How Much Does Clover Cost in Canada? Hardware, Software and Processing
Understand the real cost of Clover in Canada, including hardware arrangements, monthly software, processing, accessories, taxes and contract terms.
Read the guideBest Payment Terminal for a Canadian Small Business: How to Choose
Choose a Canadian payment terminal by checkout workflow, connectivity, receipts, POS features, support and total contract cost—not a generic best-of list.
Read the guideDebit Machine Cost in Canada: Hardware, Interac and Monthly Fees
What a debit machine can cost a Canadian business after hardware, software, Interac, credit processing and contract terms are included.
Read the guideClover Flex in Canada: Who It Fits, Costs and Setup Checklist
A Canadian guide to Clover Flex for tableside, counter and mobile payments—plus the pricing, connectivity and contract questions to ask.
Read the guideClover Station Duo in Canada: Best Fit, Customer Screen and Costs
What Canadian restaurants and retailers should know about Clover Station Duo, including workflow fit, customer-facing checkout and total cost.
Read the guideMobile Payment Processing in Canada: Portable Terminals or Tap to Pay?
Compare a portable payment terminal, phone-connected reader and supported Tap to Pay setup for Canadian mobile and on-site businesses.
Read the guideContracts, security and merchant rights
Prepare for switching, equipment agreements, disputes, PCI DSS and Canadian merchant rights.
Payment Terminal Rental vs. Lease in Canada: What to Check First
A Canadian merchant checklist for terminal rentals, leases, financed hardware and outright purchases—before you sign a long equipment agreement.
Read the guideCredit Card Surcharge Rules in Canada—and the Québec Exception
Current Canadian merchant guidance on credit-card surcharges, disclosure, the 2.4% ceiling, debit restrictions and Québec’s prohibition.
Read the guideChargebacks in Canada: A Small-Business Response Playbook
What Canadian merchants should do when a card transaction is disputed: deadlines, evidence, prevention and when a refund is the better business decision.
Read the guidePCI DSS Compliance for Canadian Merchants: A Practical 2026 Checklist
What PCI DSS v4.0.1 means for Canadian merchants, which systems are in scope and how to reduce card-data exposure without turning compliance into paperwork theatre.
Read the guideHow to Switch Payment Processors in Canada Without Disrupting Sales
A practical Canadian checklist for contract review, data and device portability, timing, testing and cancelling the old processor safely.
Read the guideCanadian Merchant Rights Under the Payment Card Code of Conduct
A 2026 overview of Canadian merchant rights around disclosure, fee changes, contract cancellation, complaints and payment-card acceptance choices.
Read the guideMerchant Account Approval in Canada: Questions Before You Apply
Prepare for a Canadian merchant-services application by clarifying your business, payment channels, verification needs, hardware and approval conditions.
Read the guideCredit Card Declined in Canada: A Merchant Troubleshooting Checklist
Separate an issuer decline from a device, connection or incomplete-payment problem and avoid duplicate card charges at checkout.
Read the guidePayments for your business
Work through the different requirements of restaurants, retail counters and online stores.
Restaurant Payment Processing in Canada: POS, Interac, Tips and Fees
A Canadian restaurant guide to choosing payment processing and POS by service flow, tableside needs, Interac, tips, online orders and total cost.
Read the guideRetail Payment Processing in Canada: POS, Inventory and Fee Checklist
How Canadian retailers can compare processors, terminals and POS systems using checkout speed, inventory, returns, Interac and total contract cost.
Read the guideOnline Payment Processing in Canada: Fees, Checkout and Security
A Canadian ecommerce guide to online card fees, hosted checkout, gateways, fraud tools, chargebacks, settlement and choosing a provider.
Read the guideRecurring and Invoice Payments in Canada: Fees and Setup Questions
Compare hosted invoices, subscriptions and card-on-file payment workflows, including billing software costs, failed payments and customer records.
Read the guideGuides en français pour le Québec
Frais de traitement, Interac et questions à poser avant de choisir un fournisseur.
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