TD Merchant Solutions in Canada: Clover, Processing and Quote Checklist

What TD Merchant Solutions provides

TD's Canadian payment-solutions page describes debit, credit-card and digital-wallet acceptance for in-person, online and mobile use. TD also presents a Clover offering combining POS, payments and business tools.

Start with the transaction environment you need rather than assuming every TD or Clover proposal has the same hardware, software and price. List the exact products in the written offer.

Keep the bank account and payment agreement distinct

A merchant may prefer to keep its business banking while reviewing processing, or compare banking at the same time. Ask which account arrangements the proposal requires and whether changing one service affects any other price or benefit.

Record deposit timing, reconciliation and support contacts as operational questions. Confirm the account-specific answer in writing instead of inferring it from the bank brand.

Check a TD Clover configuration

Rehearse the intended checkout using the proposed devices and software. Include refunds and reporting as well as sales. For a restaurant, test tips and table service; for a retailer, test item entry, discounts and returns.

• Device model and ownership
• Software plan and extra apps
• Credit, Interac and keyed pricing
• Connectivity and replacement
• Term, renewal and cancellation

Compare with another Clover channel or processor

Clover's Canadian pricing guidance says provider terms can vary. Compare the same hardware and software requirements while keeping each provider's agreement visible. A matching device name does not establish matching processing or cancellation terms.

Use a complete month of activity and include every recurring service. Choose based on the full cost, support and workflow rather than assuming any one sales channel is automatically better.