Global Payments Fees in Canada: Channels, Integrations and Total Cost

Define the channels you actually use

Global Payments' Canadian offering spans counter, mobile, online and software-integrated acceptance. Start by separating revenue and transaction count for each of your channels. A proposal based only on counter sales can miss the cost of phone deposits or online orders.

Ask for each processing charge, recurring fee and product name in writing. Record whether a quoted amount is a percentage, a per-transaction fee, a monthly charge or a temporary promotion.

Integrated payments need a joint support plan

If a POS or other software sends payments to a terminal, identify who supports the connection and who supports the payment account. Test a declined sale and a refund as well as a successful sale. Payment success must be reflected correctly in the business software.

• Exact POS or ecommerce product and version
• Integration setup and ongoing charges
• Refund and reconciliation workflow
• Support owner for each part

Funding, reporting and equipment

The Canadian site describes settlement options and notes that qualification and risk conditions can affect funding. Request the schedule and exceptions that apply to your account rather than assuming the fastest advertised timing.

Confirm which reports reconcile gross sales, refunds, fees and deposits. Separately price equipment, connectivity, replacement and any software subscription needed for those reports.

Compare the proposal without losing your workflow

Use the same transaction month for Global Payments and each alternative. Compare total cost and the operating steps your staff use every day. A lower quoted rate may be offset by an additional software or gateway charge.

If switching is worthwhile, test the new integration before closing the old account and retain access to historical reports. Review contractual exit obligations separately from the new provider's startup process.