Moneris Fees in Canada: Flat Rate, Interchange Plus and Cost Checks
A current guide to Moneris processing fees in Canada, including card-present, card-not-present and Interac pricing plus the extra costs to verify.
Moneris publishes flat-rate and Simplified Pricing options. Its current flat-rate page lists 2.65% + $0.10 for card-present credit, 2.85% + $0.30 for card-not-present credit, $0.12 for in-person Interac and $1.00 for card-not-present Interac. Equipment, software and incidental fees still need to be checked.
Moneris flat-rate pricing
Moneris describes flat rate as a fixed structure intended to make costs predictable. Its published Canadian pricing separates card-present and card-not-present credit, with distinct Interac transaction charges.
- Card-present credit: 2.65% + $0.10
- Card-not-present credit: 2.85% + $0.30
- Interac: $0.12 in person and $1.00 card not present
Simplified Pricing is interchange plus
Moneris also offers Simplified Pricing, described as interchange or cost-plus. The statement can show interchange, network assessments and a Moneris transaction fee instead of one flat rate. The result depends on card mix, volume and markup.
Costs beyond the transaction rate
The official page lists possible incidental fees and notes that added product or service fees may apply. Ask for the exact device and software configuration.
- Device purchase or rental
- Software and service plans
- Chargeback and statement charges
- Foreign-card and card-brand fees
Compare one real month
Use the same sales, transaction count and card mix for each offer. Compare total monthly cost, term, hardware arrangement, funding and support—not only the credit percentage.
Put the comparison into practice
Compare Canadian payment processors, then calculate your effective processing rate using one complete statement period.
Frequently asked questions
What does Moneris charge for credit card processing?+
Moneris currently publishes 2.65% + $0.10 card present and 2.85% + $0.30 card not present under its flat-rate option. Custom and Simplified Pricing can differ.
Does Moneris charge monthly fees?+
The complete cost depends on device, software, services and account. Request the full disclosure because transaction rates do not cover every possible charge.
Check current rates and terms with the provider. KYMPAY also sells merchant services; read our editorial approach.